When I say this, I don’t mean marry a financial genius or
someone who is wealthy. Marry someone who has good financial habits. This
personal quality is often ignored during the “courting” process. In fact, you
are usually trying to impress the opposite sex with expensive dinners,
extravagant dates, and impressive presents.
If you can’t afford something when you’re dating, you most
likely won’t be able to afford it when you’re married. Show your partner who you
really are financially, and make sure he or she shows you who he or she is
before marriage. Don’t surprise your partner by changing your financial habits
when you’re married (and ask the same of your spouse). At that point, it will
cause significant issues. Money is one of the biggest things couples fight
about.
Talk about your “money philosophy.” Are you a saver? Is she a
spender? Do you believe in debt? Do you want to own a home? What are your
assets? What is her salary? Does she owe money? What are the credit histories
and credit scores for both of you? Does she have a budget and adhere to it?
These are easy questions to answer but not so easy to ask.
They are so important, though. You need to have full disclosure of your past,
present, and future financial lives. You will learn not only a lot about your
potential future spouse but quite a bit about yourself.\
Blogger Comment
Facebook Comment